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Homeowner's Insurance

By David Luhman on Mon, 05/11/2009 - 23:31

Homeowner's Insurance

Things to remember about homeowner's insurance

Things to remember about homeowner's insurance

Most homeowner's policies don't cover floods and earthquakes

Don't count on the government to bail you out

Aid provided is in form of low-cost loans, not cash

Generally insure 80 percent of the market value of your home

Generally 80 percent of a home is in the physical housing, and 20 percent is in the land and foundation

Generally only need to insure the structure from loss

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